Falling prices have a way of overriding good intentions. The plan is always to hold for the long haul, right up until the number on the screen turns red and the gut takes over from the brain.
Most investors sell near the bottom for the same reason they pile in near the top. They let the price tell them what to do, instead of the reason they bought in the first place.
Gold and silver have been testing that instinct all year. After a historic run that pushed gold past $5,000 an ounce and silver above $100 in January, both metals have spent months grinding lower.
A stronger dollar, a Federal Reserve that keeps hinting at higher rates, and a shaky Middle East truce have drained the safe-haven trade. Sitting in cash feels smarter by the week, even as inflation chips away at what that cash can buy.
That setup is exactly where Robert Kiyosaki, the author of the personal finance juggernaut Rich Dad Poor Dad, says he does his clearest thinking. As gold and silver fell again last week, the longtime metals bull told his millions of followers he is not selling. He is waiting. And he says he already knows what he is waiting for.
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How gold and silver lost their shine in 2026
The numbers behind the slide are ugly if you bought near the top.
Gold dropped to about $4,152 an ounce on June 19, its third straight weekly decline, according to Trading Economics. Silver fell below $65 the same day, its lowest level since June 11.
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Both metals are coming off a once-in-a-generation run. Gold climbed more than 50% in 2025 and silver more than doubled, as central banks hoarded bullion and a sinking dollar sent investors hunting for a safe haven.
Then the script flipped. The Fed, now led by Chair Kevin Warsh, left rates unchanged on June 17 but signaled it is leaning toward a hike, and the dollar jumped to a one-year high, according to Trading Economics. Higher rates and a firmer dollar are poison for metals that pay no interest.
The metals are also trading less like a panic hedge and more like a risk asset, one that “gained a strong negative correlation with oil as the Iran War has dragged on,” an analyst told CBS News.
When I lined up this year’s price action against the January peaks, the scale of the round trip jumped out. Here is where things stand:
- Gold set a record near $5,595 an ounce on Jan. 29 before reversing, according to financemagnates.com
- Gold traded around $4,152 on June 19, roughly 25% below that high, according to Trading Economics
- Silver sat near $64, down about 47% from its January peak of $121.62, according to goldsilver.com
Wall Street has not given up. J.P. Morgan still expects gold to average $6,000 an ounce by the fourth quarter, even as its own analyst calls the metal stuck in a “technical no man’s land,” according to J.P. Morgan. Goldman Sachs, meanwhile, trimmed its year-end target to $4,900 from $5,400, according to Trading Economics. Translation: nobody is in a hurry to chase it.
What Robert Kiyosaki is watching before he buys
Kiyosaki’s whole pitch is that the price itself is a distraction. The thing to watch, he argues, is the environment around the asset.
For real estate, he says, that means tracking job growth and the neighborhood instead of the listing price. For gold and silver, it means watching whether political and banking leaders are fixing the economy or breaking it further. His read on that question is not subtle. He thinks they are making things worse.
Related: Bank of America has stark message for silver investors in 2026
So he is doing the thing most people find nearly impossible. He is letting the metals fall without flinching, studying the technical charts on the four assets he treats as his crisis basket, gold, silver, Bitcoin, and Ethereum, and planning to buy only when prices reverse their decline.
The charts on gold and silver are “poised for a massive rise in prices,” he wrote in a June 20 post on X. Then, in classic Kiyosaki fashion, he told readers not to believe him and to go look for themselves.
He made a similar gold call days earlier, as reported by TheStreet, when the metal briefly pushed back above $4,300. The difference this time is the trigger. He is not calling a bottom. He is waiting for the chart to confirm one.
I have read enough of these posts to know the targets grab the headlines while the method gets ignored. Kiyosaki has floated $35,000 gold and $200 silver after what he calls the biggest bubble bust in history. Those numbers are catnip for clicks, and they are almost beside the point.
What a Kiyosaki gold prediction is worth to you
Here is the uncomfortable part. Kiyosaki has been right often enough to matter.
When silver traded near $35 in early 2025, he called for $70, then $200. Silver went on to clear $121 in January before it cracked. He looked reckless, then early, then prophetic, all inside a single year.
He has also blown the timing on crash calls that never showed up on schedule. Both of those things are true, and any honest read of his record has to hold them together.
For a saver staring at a gold position that is down a quarter, the takeaway is not the price target. It is the discipline. Selling because the number scares you locks in the loss. Buying with no plan just loads the spring for the next panic.
The workable move sits between those extremes. Most planners suggest keeping precious metals and crypto to a slice of a portfolio rather than the core, and adding on a fixed schedule instead of guessing the exact bottom. Funds like SPDR Gold Shares (GLD) and iShares Silver Trust (SLV) make that simpler than stacking coins in a home safe.
What I keep coming back to is the framing, not the forecast. Kiyosaki is not really telling you to buy silver tomorrow. He is telling you to stop letting a falling price make your decisions for you.
The metals could keep sliding if the Fed follows through on a hike and the dollar holds its bid. They could also snap higher the moment the rate picture softens. Kiyosaki is betting on the second outcome and refusing to play until the chart agrees. The rest of us get to decide whether that patience is wisdom or just one more viral post.
Related: Barclays issues urgent note for gold investors after selloff
